Live Rates
BoC Overnight2.25%|
Prime Rate4.45%|
5 Year Fixed Best4.4%|
3 Year Fixed Best4.2%|
1 Year Fixed Best5%|
5 Year Variable3.55%|
HELOC5.95%|
5 Year GoC Bond3.05%|
Inflation (CPI)2.4%|
BoC Overnight2.25%|
Prime Rate4.45%|
5 Year Fixed Best4.4%|
3 Year Fixed Best4.2%|
1 Year Fixed Best5%|
5 Year Variable3.55%|
HELOC5.95%|
5 Year GoC Bond3.05%|
Inflation (CPI)2.4%|
About Omar

Your mortgage outcome.
My complete focus.

A licensed mortgage agent in Ontario who works for you, not the bank.

Omar Ibrahim Mortgage Agent

Omar Ibrahim

Mortgage Agent Level 1 FSRA #M26000343

Licensed and Active

Barrhaven Mortgage Brokerage

FSRA Brokerage #13817

Meet Your Broker

Client first.
Focused entirely on you.

My practice is built to earn referrals and repeat business. That only happens when clients feel genuinely taken care of, clear advice, honest numbers, and a process that makes a complex decision feel simple.

I work with buyers and homeowners across Ontario, comparing 50+ lenders to find the right fit for your file. My service is completely free to you because lenders compensate the brokerage.

Prompt, direct responses

You get real access to your broker. Text or call and I respond with the urgency your mortgage deserves.

Full transparency on every number

I explain the rate, term, penalty clause, and total cost so you know exactly what you are signing.

Your outcome is my reputation

Every file reflects directly on me. I earn your trust by giving the file the care it deserves.

How I Work

Three commitments I keep, every time

Transparency First

Every number explained. Every clause discussed. You should understand exactly what you are signing before you sign it.

Respect Your Time

Fast responses, clear timelines, and no chasing. Your file receives the urgency it deserves.

Always Free to You

Lenders compensate the brokerage. My incentive is your result, not a fee you pay.

Credentials and Access

Built to serve your file properly

Licensed, regulated, and backed by a lender network that gives your application a genuine market advantage.

FSRA #M26000343

Fully Licensed

Regulated by the Financial Services Regulatory Authority of Ontario. You are working with a licensed agent under a compliant, supervised practice.

50+ Lenders

Broad Market Access

Sponsored by Barrhaven Mortgage Brokerage (FSRA #13817), I access a wide network of banks, credit unions, and monoline lenders to find your best fit.

Ottawa and Toronto

Serving Ontario

Working with buyers, homeowners, and investors across Ontario. Whether your property is in the capital or the GTA, I am set up to serve your file.

Regulated by FSRA, the Financial Services Regulatory Authority of Ontario

Mortgage Agent Level 1 Licence #M26000343. Sponsored by Barrhaven Mortgage Brokerage #13817. Omar Ibrahim is registered to broker mortgages in the Province of Ontario only.

No Fee No Obligation

Ready to find your best rate?

One conversation can give you a clear view of where you stand. I compare 50+ lenders and bring back a confident, honest path forward.

FSRA Licensed #M2600034350+ LendersFree ConsultationPrompt Follow Up
Book a Free Call